Virtual card
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Cards · Gifts · Tap · Top-ups
Four ways to pay. One light app.
Create a virtual card, send a gift card, take a contactless payment on your phone, or top up any mobile number. No branch, no paperwork, no waiting.
- Cards live in seconds
- 140 countries for top-ups
- No monthly fee
Virtual cards
A card for every job
Give each card one purpose and one limit. Freeze it when you are done. Nothing else is exposed.
Subscriptions
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Frozen
Gift cards
Pick it, wrap it, send it
Choose a category, set an amount, add a note. It lands in their inbox or chat within a minute.
Streaming
£50
Happy birthday, Lina!
XF-7K4M-92QD
Ready to send
Tap to pay
Your phone takes the payment
No terminal to buy, no cable, no dongle. Open the app, type the amount, let the customer hold their card or phone against the back of yours.
- Works with contactless cards, phones and watches
- Card details never appear on your screen
- Receipt by SMS, email or QR
Mobile top-ups
Airtime that arrives while you watch
Pick a country, pick an operator, pick a bundle. The number is credited directly — nothing to collect, nothing to forward.
Sending to
+234 80•• ••• 512
Sending…
+2 GB delivered
Built to stay out of your way
One card, one purpose
If a card leaks, you burn that card and nothing else. Your main details are never handed over.
Nothing to install for your customer
Tap to pay runs on the phone you already carry. Gift cards open in a browser.
The price you see
Fees are shown before you confirm, on every single flow. No monthly subscription.
Start with one card. Add the rest when you need it.
Virtual cards
Make a card. Give it a job.
Every card gets its own number, its own limit and its own off switch. Use one per merchant and a leak stops at that card.
Create a cardLive in seconds
Name it, set a limit, and the number is ready to paste into a checkout.
Freeze and thaw
Freeze between purchases. Nothing can be charged until you turn it back on.
Readable statements
Each card carries its own name, so a statement reads like a list of decisions.
Single-use or long-running
- Single-use cards close themselves after the first charge
- Recurring cards keep a subscription alive on one fixed limit
- Merchant-locked cards refuse charges from anyone else
- Every card can be renamed, capped or closed at any time
Ad spend
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Gift cards
A present that fits in a message
Buy a gift card, add a note, and send it by email, SMS or a link you paste anywhere. No packaging, no post, no wrong size.
Send a gift cardDelivered in about a minute
The code is generated on purchase and sent straight to whoever you name.
Send now or on the day
Schedule a birthday months ahead and forget about it until it lands.
Codes stay hidden
The code is only revealed to the recipient, and only once they open the gift.
What you can buy
Categories cover streaming, gaming, fashion, groceries, food delivery, travel and general retail. Availability depends on your country and is shown before you pay.
Tap to pay
Turn your phone into a card reader
Accept contactless cards, phones and watches on an Android phone with NFC. Nothing to buy, nothing to charge, nothing to carry.
For businessType the amount
Open the app and enter what the customer owes.
They hold their card to your phone
The reader sits behind the screen. A card, a phone or a watch all work.
Receipt goes out
Send it by SMS, email or show a QR code for them to scan.
Why it beats a terminal
- No hardware cost and no rental contract
- Every member of staff can take a payment on their own phone
- Card numbers are never shown to you or stored on the device
- Works anywhere you have signal — market stall, van, doorstep
Sylmera
£24.00
Hold card here
Mobile top-ups
Credit a number, anywhere
Send airtime or a data bundle to any supported mobile number in 140 countries. The credit lands on the line itself — there is nothing for anyone to collect.
Send a top-upAirtime or data
Choose a plain credit amount or a data bundle, whichever the operator offers.
140 countries
Pick the country and the operator list updates with what is actually available.
Repeat in one tap
Save a number once and send the same bundle again whenever it runs out.
Good to know
A top-up is a purchase of airtime, not a money transfer: the credit can only be spent with that operator and cannot be withdrawn as cash.
Business
For shops, stalls and small teams
Take contactless payments on staff phones, hand out spending cards with real limits, and buy gift cards in bulk for customers or staff.
Talk to usCounter without a counter
Every phone becomes a till. Queues split across staff instead of one terminal.
Cards per person
Give each person a card with a cap. Change or freeze it without a phone call.
Gift cards in bulk
Order a batch for a campaign or a staff reward and send them in one go.
About
Small tools, done properly
Sylmera builds the everyday payment tools people actually reach for: a card you can throw away, a gift you can send in a chat, a payment you can take on the phone in your pocket, and airtime for a number that matters to you.
What we do not do
We are deliberately narrow. Sylmera does not run money transfers, currency exchange, deposit accounts, lending or investment products, and does not hold customer funds as a bank would.
- Card issuing and processing run through licensed partners
- Gift cards and airtime are bought from authorised distributors
- We publish what a fee is before you confirm anything
“Four small things people do every week, and none of them should need a branch visit.”
The Sylmera teamContact
Write to [email protected]. Support questions are answered from the Help page, usually within one working day.
Help
Questions, answered plainly
If your question is not here, write to [email protected] and say which product you mean.
Legal
Terms of use
Plain-language summaries of how Sylmera works. The full documents are issued with your account.